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Arizona Short Sale Law: Purchase money mortgages explained

Arizona Short Sale law can be confusing when it comes to topics like construction loans, investment property and how & when purchase money applies.   This article was published as: “Short Sales & Arizona Anti Deficiency Law” September, 2012 issue of Arizona Journal of Real Estate & Business, by Daniel Kloberdanz. Any and all copyright […]

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Foreclosure Process in Arizona: Short Sale Help & Anti Deficiency

How Anti Deficiency laws apply during the Foreclosure Process in Arizona for Arizona Short Sales   A commonly asked question I get from homeowners during the foreclosure process in arizona Arizona is, can the banks come after me later if I complete a short sale?   What they’re really asking is, can I be liable […]

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Arizona Anti Deficiency Laws and Short Sales

What is Anti-Deficiency Protection? It’s worth noting that addressing deficiency simply covers the ability of the foreclosing lender to pursue the Sellers for the difference of what they were owed and what the home sold for; and has nothing to do with the Sellers tax liability on any forgiven debt…those things are separate.   Anti-Deficiency […]

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“Hi Tracy, Just wanted to drop a line to you and Courteney and thank you both for a job well done. Thank you, too, for keeping in touch and keeping us advised as steps progressed. It is a very stressful issue; we were not brought up with this as one of our values. It was a very difficult decision to make and continued to be during all the paperwork. Reg and I are soooo very thankful for you and the Team’s handling of all the sheets and sheets and letters and letters we received from our mortgage company. It was very intimidating. Knowing we had the team to help explain was a relief for both of us and a comfort that the “threatening type words” in those letters were standard procedure and that you and the team addressed them for us.

We are sorry we lost our beautiful home, but glad it was handled the next best way (for our credit) and that someone else now desires it.

Thanks again for you and your team’s services and compassion during this trying time.”

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